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Secured Loan Rates
Vehicle Rates
Motorcycle Rates
Boat & RV Rates
Home Improvement Rates
Signature Loan Rates

Deposit & Certificate Rates
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*APR - Annual Percentage Rate.
Rates Subject To Change Without Notice.

Phone: (440) 347-3891 or (440) 347-5009    •    Fax: (440) 347-3897
     

Loan Rates

 

Share Secured Loans Term APR*
  0 - 36 Months 3.00%
  37 - 72 Months 3.50%
Certificate Secured Loans Term APR*
   0 - 36 Months 4.00%
  37 - 72 Months 4.50%
Share-Secured and Certificate-Secured loans up to72 months for up to are available by using an equal amount as collateral from either regular shares or certificates of deposit.

New Vehicles (2016-2017) Term APR*
Three Months Young or Never Titled
No Down Payment Required
36 Months 1.99%
48 Months 2.39%
60 Months 2.49%
66 Months 2.59%
72 Months 2.79%
Used Vehicles (2015-2017) Term APR*
Not to exceed NADA retail value. 36 Months 2.79%
48 Months 2.99%
60 Months 2.99%
66 Months 3.99%
Used Vehicles (2012-2014) Term APR*
Not to exceed NADA retail value. 36 Months 3.45%
48 Months 3.99%
60 Months 4.19%
Used Vehicles (2011 & Older) Term APR*
Not to exceed NADA retail value. Up To 60 Months 4.99%
Note: Any vehicle already owned by a member and being used as collateral, or any vehicle 2011 or older , is subject to credit union inspection. *"Best" rate offer applies to qualified members based on debt-ratio and credit score.  Actual rate offered may be higher. Contact the credit union for details.

New Motorcycles (2016 - 2017) Term APR*
Three Months Young or Never Titled
No Down Payment Required
48 Months 4.00%
60 Months 4.25%
Used Motorcycles (2016 & Older) Term APR*
Not to exceed NADA retail value. 48 Months 4.45%
60 Months 4.75%

New Boats & RVs (2016-2017) Term APR*
Minimum Loan $15,000 - Maximum Loan $75,000
Not to exceed NADA retail value.
84 Months 6.24%
96 Months 6.49%
Used Boats & RVs (2015 - 2017) Term APR*
Minimum Loan $10,000 - Maximum Loan $50,000
Not to exceed NADA retail value.
72 Months 7.19%
96 Months 7.44%
Used Boats & RVs (2012-2014) Term APR*
Minimum Loan $10,000 - Maximum Loan $50,000
Not to exceed NADA retail value.
72 Months 7.94%
96 Months 8.14%
Used Boats & RVs (2011 & Older) Term APR*
Minimum Loan $7,500 - Maximum Loan $30,000
Not to exceed NADA retail value.
Up To 72 Months 8.49%
Some special requirements may apply to long-term boat and RV loans. Please call the L.E.O. office for additional information. Longer terms may be approved by the Board.

  Term APR*
Maximum Loan $7,500 Up to 60 Months 5.99%

Years of Continuous Employment Loan Limits Terms
3 Months To 1 Year $1000.00 up to 18 Months
1 To 3 Years $2000.00 18 Months
3 To 5 Years $3000.00 24 Months
5 To 10 Years $4000.00 30 Months
10 To 15 Years $5000.00 36 Months
15 Years & Over 15 Years & Over 15 Years & Over
 
*"Best" rate offer applies to qualified members based on debt-ratio and credit score.  Actual rate offered may be higher.  Contact the credit union for details.
  This credit union is federally insured by the National Credit Union Administration.
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