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Auto Buying
Boat Loans
RV Loans
Signature Loans
Home Improvement Loans
Share Secured Loans
Certificate Secured Loans
Optional Loan Insurance
GAP Coverage
GAP Waiver Form
NADA Guides

Loan Rates
Financial Calculators
Apply For A Loan Online
Printable Loan Application
Home Mortgages
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Phone: (440) 347-3891 or (440) 347-5009    •    Fax: (440) 347-3897
     

Loan Products

Auto Buying
You'll be driving away in the auto of your choice before you know it through L.E.O. We're supplying you helpful information and tools to get you on your way!

0% Financing, Things You Should Know:

  1. Read  the fine print.  0% financing often restricts terms to 12 or 36 months.  10% 
    down may be required. Trade-ins are restricted.   Rebates are waived.
  2. Members will almost always save money by choosing a rebate over 0% financing.
  3. Before going to the dealership, come to the credit union and see how much you will
    save through a pre-approval loan.
  4. Refinancing:  If you got stuck with a bad deal, come to the credit union and let us
    show you how we can help you.

Optional Credit Insurance
Credit life or credit accident and health insurance is protection for both the buyer and seller. Print Optional Credit Insurance Form Here.

GAP Coverage
With GAP Coverage any deficiency in your loan balance (up to $50,000) as well as your insurance deductible (up to $1,000) will be paid in full in the instance of a total loss or an unrecovered theft. Print GAP Waiver Election Form Here.

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Boat Loans
You'll be sailing away in the boat of your choice before you know it through L.E.O. We're supplying you helpful information and tools to get you on your way!

Optional Credit Insurance
Credit life or credit accident and health insurance is protection for both the buyer and seller. Print Optional Credit Insurance Form Here.

GAP Coverage
With GAP Coverage any deficiency in your loan balance (up to $50,000) as well as your insurance deductible (up to $1,000) will be paid in full in the instance of a total loss or an unrecovered theft. Print GAP Waiver Election Form Here.

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RV Loans
You'll be trailing from coast to coast in the RV of your choice before you know it through L.E.O. We're supplying you helpful information and tools to get you on your way!

Optional Credit Insurance
Credit life or credit accident and health insurance is protection for both the buyer and seller. Print Optional Credit Insurance Form Here.

GAP Coverage
With GAP Coverage any deficiency in your loan balance (up to $50,000) as well as your insurance deductible (up to $1,000) will be paid in full in the instance of a total loss or an unrecovered theft. Print GAP Waiver Election Form Here.

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Signature Loans
It is an unsecured loan that can be for up to $6,000, based on years of continuous employment (not necessarily with Lubrizol).

Optional Credit Insurance
Credit life or credit accident and health insurance is protection for both the buyer and seller. Print Optional Credit Insurance Form Here.

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Home Improvement Loans
L.E.O. offers Home Improvement Loans. The maximum loan amount is $7500.00 and the maximum term is 60 months.

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Share Secured Loans
An amount of money equal to the amount of the loan is kept on deposit, in a share account for the duration of the loan.

The money continues to collect interest while in the share account -- this somewhat offsets the amount of interest you are paying on the loan, making the actual amount of interest paid on the loan usually less than 4%.

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Certificate Secured Loans
An amount of funds equal to the amount of the loan is kept on deposit in the form of a share certificate for the duration of the loan under the constraint of a term.

The money continues to collect interest while in the share certificate -- this somewhat offsets the amount of interest you are paying on the loan, making the actual amount of interest paid on the loan usually less than 4%. The certificate cannot be redeemed until the loan is paid off in full.

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  This credit union is federally insured by the National Credit Union Administration.
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